Patrick is a leading director in the banking and finance team based in Johannesburg.
He has years of invaluable experience and a depth of knowledge in insurance law (pure insurance, regulatory aspects and the commercial side), financial transactions and regulatory law. His knowledge also embraces related financial services such as the Financial Advisory and Intermediary Services Act and the Medical Schemes Act. He advises many of South Africa’s insurers, the South African Insurance Association, Lloyd’s of London in South Africa, the National Credit Regulator and the Council for Medical Schemes. Patrick is the external examiner for the University of South Africa’s post-graduate insurance courses. His commercial knowledge is supplemented by a wide-ranging knowledge of the common law; and practical understanding of the law relating to consumers such as the National Credit Act, Consumer Protection Act, and Protection of Personal Information Act especially from the suppliers’ point of view.
Patrick is known for his clear opinions, practical advice and plain language. He edits most of the publications issued by Norton Rose Fulbright South Africa. He has written countless articles himself and presented many lectures and seminars. He is a constitutional lawyer and he hosts a fortnightly radio programme on the Bill of Rights.
He commenced his legal career in the coastal city of Port Elizabeth, South Africa, straight from high school. While doing his articles, he simultaneously studied law by correspondence through the University of South Africa – one of the world’s foremost correspondence universities. He qualified as an attorney at the age of 22, thereafter gaining extensive experience in most fields of law. He joined the practice in 1988.
Patrick was listed as an expert in insurance and reinsurance in Who’s Who Legal, 2016.
The insurance industry is facing a disruptive period as the result of disproportionate laws..
Thursday February 16, 2017
If the insurance regulator has its way, insurance companies can be fined and their employees imprisoned for talking too fast or using a font that is too small..
March 13, 2017
The Council for Medical Schemes has published guidelines for insurers and intermediaries to apply for a two year exemption from aspects of the demarcation regulations..
March 09, 2017
Patrick Bracher and Christine Rodrigues have contributed the Q&A guide to insurance and reinsurance in South Africa..
September 30, 2016
Patrick Bracher and Christine Rodrigues comment on the fine line between the law and becoming Big Brother .
May 09, 2016