In this edition of Insurance focus we review some of the developing regulatory approaches being taken in the European insurance market. Centre stage in terms of policy priorities are the use of personal information and in particular the use of what is known as ‘big data’ in underwriting and the growing adoption of product governance to control the risk of misselling and poor consumer outcomes.

We also consider the proposed amendment to the Insurance Act 2015 that will enable insureds to bring damages claims for late payment under insurance policies – a change to the long-standing principle under English law that insurance claims cannot give rise to damages for late payment.

In our case notes section we include an update on the Deepwater Horizon litigation and consider a recent new development on penalty clauses in English law.

Finally, in our international focus section we report on developments in the insurance market from Australia, China, Italy, Singapore and the United Kingdom.


 New Bill to introduce damages for late payment of insurance claims under English law    UK regulator investigates use of big data in underwriting

 Product governance moves to centre of European regulatory stage    International focus


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