Krzysztof Gorzelak

Krzysztof Gorzelak
Biography
Krzysztof Gorzelak, PhD is a banking lawyer based in Warsaw.
Krzysztof participated in a number of lending transactions acting for banks and borrowers. He is highly regarded for his experience in aviation finance transactions, export finance and trade finance transactions. He also specialises in derivatives and capital markets regulations. In 2014, Krzysztof was seconded for 6 months to Trade Finance Legal department in the Royal Bank of Scotland plc (London office) and in 2015 Krzysztof was seconded for 3 months to Trade Finance Legal department of Citibank N.A. (London branch). Vast amount of Krzysztof's work during his secondment to both banks related to advising on guarantees and receivable purchase programmes (both supplier and buyer-led deals) across the globe.
Krzysztof Gorzelak is a summa cum laude graduate of the University of Warsaw, where he was also awarded his Doctor of Law degree and his doctoral thesis focused on trading in emission allowances. Through the Socrates-Erasmus programme he spent a semester studying law at the Erasmus University Rotterdam. In addition, he holds a diploma in English and European Union Law from Cambridge University. He received a scholarship from the Ministry of National Education and from the DAAD. He is a legal advisor.
Krzysztof Gorzelak wrote a series of articles on banking, capital markets and legal theory published in the legal press. Krzysztof also co-authored a number of legal books dedicated to financial instruments and emission allowances trading, including : "Commodities and commodity derivatives. Legal aspects of trading", published in 2011 by C.H. Beck and "System of commercial law. Volume 4 – Law on financial instrument" published in 2016 by C.H. Beck.
Krzysztof has received numerous accolades in the banking and finance sector in the Legal 500 ranking and is also recognized as a Notable Practitioner in banking and finance in IFLR1000 2024.
Professional experience
Representative experience
Representative experience
Advised a consortium of financial institutions on the PLN 3.7 billion (€880 million) refinancing of Światłowód Inwestycje, Poland’s largest wholesale-only fibre-optic network operator.
Advised PGE Polska Grupa Energetyczna on the €3 billion financing of the PGE part of the construction of the 1.5 GW Baltica 2 offshore wind farm located off the Polish coast in the Baltic Sea between Ustka and Choczewo.
Advised Polski Fundusz Rozwoju (PFR) on securing PLN 82.5 million in long-term financing to fund and refinance the construction costs of PV plants, sponsored by Projekt Solartechnik.
Advised a consortium of Polish banks comprising Credit Agricole Bank Polska S.A., BNP Paribas Bank Polska S.A., Bank Polska Kasa Opieki S.A. and Powszechna Kasa Oszczędności Bank Polski S.A. on a debt financing made available to Farm Frites Poland S.A. The total value of the financing was equal to PLN 98.6 million (EUR 18 million).
Advised Inter Cars S.A. on the transaction of extension, increase and reorganization of the senior facilities in the aggregate amount of approximately 2.54 billion PLN (US$642m).
Education
Education
- University of Warsaw (Faculty of Law and Administration), 2006
- One semster at the University Rotterdam (Socrates-Erasmus programme)
- Diploma course in English and EU law at the British Centre for English and European Legal Studies co-organised by the University of Cambridge
- Scholarship from the Polish Ministry of Education, Collegium Invisible and the DAAD
- In 2011 he was admitted to the Polish Bar of Legal Advisers
- PhD in Law - University of Warsaw (Faculty of Law and Administration), 2015.
Admissions
Admissions
- Radca prawny (qualified in Poland) 2011
- Solicitor (qualified in England & Wales) 2025
Publications
Publications
Krzysztof has written a series of articles on banking, capital markets and legal theory published in Polish national newspapers and in the legal press, including titles such as the Capital Markets Law Journal (Oxford University Press).
He also co-authored two books entitled: 'Commodities and commodity derivatives. Legal aspects of trading' and 'System of commercial law. Vol. 4. Law of financial instruments', published by C.H. Beck in 2011 and 2016, respectively.
Memberships and activities
Memberships and activities
Admitted to the Polish Bar of Legal Advisers, 2011