Sharissa Ellyn focuses her practice on financial services regulatory law and payments matters. Ms. Ellyn advises financial institutions, non-bank providers of financial services, money services businesses, financing and leasing companies, and other service providers in connection with a broad range of financial products and services, including electronic commerce, digital banking and other FinTech matters. She also has significant experience with the legal and regulatory aspects of financing and leasing of various types of equipment, including technology and motor vehicles. Ms. Ellyn was previously a senior in-house legal counsel to a technology financing and leasing company.
Ms. Ellyn advises clients regarding regulatory and compliance issues in connection with financial products, including credit cards, mortgages, lines of credit, other consumer and commercial loans, gift cards and other prepaid products, deposits, and money transfers. She assists clients with regulatory compliance management, policies and procedures, customer-facing documentation, regulatory reviews and contract negotiations.
Ms. Ellyn is a co-instructor of the Regulation of Financial Institutions course at Osgoode Hall Law School’s Professional LLM Program.
She is the legal advisor to the Canadian Prepaid Providers Organization and serves as director on the board of this organization.
Ms. Ellyn’s experience includes the following areas:
• Federal and provincial cost of borrowing and cost of credit disclosure requirements
• Federal financial institutions legislation and guidelines
• Outsourcing and other service provider arrangements
• Regulatory compliance management, compliance programs, policies, and procedures
• Anti-money laundering, anti-terrorist financing, and sanctions legislation
• Personal information protection, privacy, anti-spam, and credit reporting requirements
• Provincial consumer protection and debt collection legislation