Patrick Bracher


Patrick Bracher


T:+27 11 685 8801

F:+27 11 301 3200

Patrick Bracher is a banking and finance lawyer based in Johannesburg.

He has years of invaluable experience and a depth of knowledge in insurance law (pure insurance, regulatory aspects and the commercial side), financial transactions and regulatory law. His knowledge also embraces related financial services such as the Financial Advisory and Intermediary Services Act and the Medical Schemes Act. He advises many of South Africa’s insurers, the South African Insurance Association, Lloyd’s of London in South Africa, the National Credit Regulator and the Council for Medical Schemes. Patrick is the external examiner for the University of South Africa’s post-graduate insurance courses. His commercial knowledge is supplemented by a wide-ranging knowledge of the common law; and practical understanding of the law relating to consumers such as the National Credit Act, Consumer Protection Act, and Protection of Personal Information Act especially from the suppliers’ point of view.

Patrick is known for his clear opinions, practical advice and plain language. He edits most of the publications issued by Norton Rose Fulbright South Africa. He has written countless articles himself and presented many lectures and seminars. He is a constitutional lawyer and he hosts a fortnightly radio programme on the Bill of Rights.

He commenced his legal career in the coastal city of Port Elizabeth, South Africa, straight from high school. While doing his articles, he simultaneously studied law by correspondence through the University of South Africa – one of the world’s foremost correspondence universities. He qualified as an attorney at the age of 22, thereafter gaining extensive experience in most fields of law. He joined the practice in 1988.

  • Videos

    Taxation of third party backed preference shares

    July 2013

    Banking and finance - Focusing on preference shares

    January 2013

  • Publications

    Use your computers wisely

    I recently reread the fascinating story of the world’s most famous equation E=mc2 by David Bodanis. It is an exciting account of human scientific achievement. .

    April 21, 2015

    Your word is your bond – even your e-word

    Why is it that people who do all their business on a keyboard linked to an electronic device are surprised to be told that when they put their name at the end of the.

    March 11, 2015

  • News

    RISKSA - Patrick Bracher

    Patrick Bracher discusses the impact the Retail Distribution Review will have on the viability of independent advisers and small brokerages..

    February 18, 2015