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Topic: Payments openbanking

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The Payment and Electronic Money Institution Insolvency Regulations 2021

September 21, 2021

On 17 June 2021 The Payment and Electronic Money Institution Insolvency Regulations 2021 was published on the legislation.gov.uk website. The Regulations provide for a new special administration regime for payment and electronic money institutions.

EBA calls on national authorities to take supervisory actions for the removal of obstacles to account access under the Payment Services Directive

February 23, 2021

On 22 February 2021, the European Banking Authority (EBA) issued a regulatory opinion on supervisory actions Member State competent authorities (NCAs) should take to ensure banks remove any remaining obstacles that prevent third party providers from accessing payment accounts, which restrict EU consumers’ choice of payment services.

PSR plans to bolster protections in payments

February 12, 2021

On 11 February 2021, the Payment Systems Regulator (PSR) issued two calls for views seeking greater protections for people using payment systems: one relating to the protections against authorised push payment (APP) scams, and the other looking more broadly at consumer protection in interbank (bank-to-bank) payments.

European Commission asks ESAs for technical advice on digital finance

February 11, 2021

On 2 February 2021, the European Commission (the Commission) sent a request to the European Supervisory Authorities (ESAs) for technical advice on digital finance and related issues.

SEPA Request-To-Pay Scheme Rulebook

December 01, 2020

On 30 November 2020, the European Payments Council (EPC) published version 1.0 of the SEPA Request-To-Pay (SRTP) Scheme Rulebook.

EBA consults on the revision of the Guidelines on major incident reporting under PSD2

October 15, 2020

On 14 October 2020, the European Banking Authority (EBA) issued a public consultation to propose revising the guidelines on major incident reporting under the revised Payment Services Directive (PSD2).