FinTech Pulse podcast
In our ‘FinTech Pulse’ monthly podcast we explore the latest global news, regulatory developments, trends and hot topics in the Fintech sector. Hosts Sean Murphy (Global Head of FinTech, London) and Catherine Hagerty (Partner, San Francisco) will be joined by our FinTech lawyers and leading industry experts from around the world to discuss their insights on everything FinTech from crypto assets and open banking to AI and blockchain, with special feature editions on InsurTech and the payments landscape.
How to listen
Special edition (July 2021) | The African payments landscape
In this special edition, Victoria Birch (Partner, London) discusses with Desiree Reddy (Director, Johannesburg), Nariman Ertem (Counsel, London), Mark Maurice (Senior associate, London) and Zahra Sachedina (Associate, London) the African payments landscape, exploring why mobile payments have been so successful, the regulatory landscape supporting payments, why it is an attractive market for payments and telecoms companies and what the future holds.
Episode 4 (July 2021) | NFTs, the Mexican FinTech market, Binance, the UK’s BNPL landscape, German standard amendment clause update.
In this month’s episode:
- Andrew Lom (Partner, New York), Farah Mukaddam (Counsel, London) and Rachael Browndorf (Associate, Denver) discuss NFTs covering:
- What are NFTs?
- What are their use cases?
- What rights do you get when you buy an NFT?
- Can they be securities?
- Mario Piana Yanez (Partner, Mexico City) talks about the FinTech market in Mexico.
- Albert Weatherill (Counsel, London) and Simon Lovegrove (Global Director of Financial Services Knowledge, London) discuss the UK’s Financial Conduct Authority recent announcement regarding Binance’s activities in the UK.
- Matt Gregory (Counsel, London) and Arup Sen (Senior knowledge lawyer, London) discuss changes to the UK’s buy-now-pay-later landscape.
- Michael Born (Counsel, Frankfurt) and Corinna Baltzer (Counsel, Frankfurt) discuss a recent judgement of the German Federal Court of Justice on standard amendment clauses.
Special edition (July 2021) | The state of all things innovation and InsurTech in the Insurance sector
In this special edition of FinTech Pulse, Madeline Bailey, co-head of Technology consulting is joined by one of the most influential women in European InsurTech, Parul Green, Board member of Insurtech Board, HM Treasury and Chief of Staff, APAC and Europe at AXA XL, to discuss the state of all things innovation and InsurTech in the Insurance sector.
- The trends in insurance that are driving technology innovation and interest in Insurtech;
- What makes the UK an attractive jurisdiction for start-ups and scale ups who are looking to get access to the key markets such as Lloyd’s of London and global insurers who have a UK presence;
- How insurers are reacting to the threat of disruption;
- The pivotal technologies that are enabling insurers to better respond to the changing nature of risk; and
- Whether start-ups are starting to occupy a more disruptive space now that we are seeing the mega VC rounds and later stage funding getting traction.
Special edition (June 2021): Navigating global crypto-custody legal and regulatory requirements and using crypto-assets as collateral
In this special edition of FinTech Pulse members of our global FinTech regulation team compare notes on their jurisdiction's approaches to crypto-custody and the use of crypto-assets as collateral, in particular:
- How the law in various jurisdictions categorises crypto-assets and what does that mean for their custody?
- Do you need a regulatory licence to hold crypto-assets and what types of licence are possible?
- Are there any key rules that apply to crypto-custodians in the various countries?
- What are the key issues on using crypto-assets as collateral?
- What issues might arise when providing a crypto-custody service cross border to clients in multiple jurisdictions?
Episode 3 (June 2021): China – what recent regulatory developments mean for crypto and embedded finance; tracing cryptocurrencies; German FinTech landscape; UK Law Commission’s call for evidence on digital assets
This month we’re joined by:
- Etelka Bogardi (Partner, Hong Kong) and Ai Tong (Counsel, Shanghai) who provide an update on the recent regulatory statements about cryptocurrency in China and Hong Kong.
- Harriet Jones-Fenleigh (Partner, London) who interviews Tim Chapman (Vice President of Sales at Elliptic) about the tracing of cryptocurrencies, particularly in the context of disputes and investigations.
- Adam Sanitt (Knowledge Director, Digital and Innovation, London) who provides an update on the UK Law Commission’s crypto asset consultation and its recommendations regarding the property status of cryptocurrencies.
- Frank Henkel (Partner, Munich), Caroline Herkstroter (Partner, Frankfurt) and Ute Brunner-Reumann (Counsel, Frankfurt) who discuss the FinTech landscape in Germany.
- Finally, we go back to China and Hong Kong for an update from Etelka Bogardi and Ai Tong on the crackdown there on so-called embedded finance.
Episode 2 (May 2021): European AI regulation; SPACs in the FinTech sector; the UK and FinTech post-Brexit
This month we’re joined by:
- Jay Modrall (Partner, Antitrust and competition, Brussels) and Peter McBurney (Co-head of Technology Consulting, London) who discuss the potential impact of the recently proposed European AI regulation;
- Tom Vita (Partner, Corporate finance, London) and Trevor Pinkerton (Partner, Corporate, Houston) who talk about the increasing use of special purpose acquisition companies (SPACs) in the FinTech sector and why a SPAC might be a viable alternative to a IPO; and
- Hannah Meakin (Partner and co-head of FinTech regulation, London), Albert Weatherill (Counsel, Financial services regulation, London) and Matthew Gregory (Counsel, Financial services regulation, London) who consider what makes the UK an attractive market for FinTechs to expand into and the related regulatory considerations.
Episode 1 (April 2021): FinTech and digital strategies in the UK and US; cryptocurrencies and CBDCs
This month we’re joined by:
- Don Tapscott, CEO of the US Blockchain Research Institute who talks about the report he co-authored making recommendations on the future digital strategy of the US for the Biden-Harris administration with Ron Smith (Partner, Dallas);
- Philippa Martinelli, FinTech advisor to the UK Department for International Trade who discusses the Kalifa review with Hannah Meakin (Partner, London) and Clementine Hogarth (Partner, London);
- Etelka Bogardi (Partner, Hong Kong) and Ai Tong (Senior Associate, Shanghai) who discuss the future of cryptocurrencies and Central Bank Digital Currencies in China; and
- Lisa Lee Lewis (Head of risk consulting advisory, EMEA) and Alina Rotari (Compliance executive, London) compare regulatory trends across various jurisdictions relating to registering cryptoasset businesses.